Wien · 1010

Exklusives Penthouse mit Dachterrasse – 12. OG

145 m²

Living area

Rooms

2015

Year built

Well maintained

Condition

€2,450,000

Penthouse mit Wiener Panorama — 145 m², 80 m² Dachterrasse, Exklusivlage Ringstraße.

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Energy certificate

HWB: 10 kWh/m²a
Final energy demand (EEB): 11 kWh/m²a
Energy class: A+

Financing & purchase costs

Inputs

Purchase price (€)

Equity (€)

Nominal interest rate (% p.a.)

Loan term (years)

Results

Property transfer tax (3.5%): €85,750
Land registry fee (1.1%): €26,950
Mortgage registration fee (1.2%): €31,679
Contract preparation / notary: €49,000
Brokerage commission (incl. VAT): €88,200
Total purchase costs: €281,579
Total cost: €2,731,579
Required loan: €2,671,579

Monthly payment

€11,997

Year	Interest	Principal repaid	Outstanding balance
5	€84,995	€58,964	€2,396,328
10	€73,737	€70,222	€2,068,520
15	€60,328	€83,631	€1,678,119
20	€44,359	€99,600	€1,213,175
25	€25,342	€118,617	€659,452
30	€2,692	€141,267	€0

Year 5

Interest: €84,995
Principal repaid: €58,964
Outstanding balance: €2,396,328

Year 10

Interest: €73,737
Principal repaid: €70,222
Outstanding balance: €2,068,520

Year 15

Interest: €60,328
Principal repaid: €83,631
Outstanding balance: €1,678,119

Year 20

Interest: €44,359
Principal repaid: €99,600
Outstanding balance: €1,213,175

Year 25

Interest: €25,342
Principal repaid: €118,617
Outstanding balance: €659,452

Year 30

Interest: €2,692
Principal repaid: €141,267
Outstanding balance: €0

Non-binding estimate, not financing or tax advice.

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